Money Begets Money - No Family Planning Here

Most of the retail investors who have one of the following feelings must know the remedy nearby.

1. Now Market is low. If I invest now i will definitely get back several times more within 2 year. But all my money are in the market.

Remedy: Whenever you invest, keep 30 per cent in reserve for bottom-fishing.

2. I bought the shares only as long term investment. But last week or month I sold it. Now the same share is rising up and up before my eyes. I can't endure it.

Remedy: Good stocks are not prodigal sons. Don't worry, they will return home robustly richly. Fix a target date or target amount for selling until which never think of selling unless there is a bad news about it.

3. Everybody bought and I also did the same.... but now after my purchase it is coming down continuously. Oh my god! I'm lost. Or Oh my god I should have sold yesterday or last week itself. Now the ball is out of my pocket.

Remedy: Enter the market when everybody exits. Exit the market when everybody enters. It means: Buy when there are most sellers, and sell when there are most buyers.

4. All my shares are in long term investment. Now I have to simply watch all ups and down without any chance to play or participate.

Remedy: Whenever you invest allot 1o percent for short term investment, that too in potential shares in low price. Be active and don t touch the systematic long term investment.

5. Many technical analysts and many recommendations! I am totally confused what to buy and when to sell.

Remedy: Be a thoughtful role model and not a blind follower. Do self study and rise to the great position of wisely recommending to yourself, your own thirsty soul.

6. I have urgent expenses. I have to sell my well nurtured shares. No other go! Why destiny plays game with me when I'm having a dinner with my Fortune?

Remedy: Divide your cash, whether profit or savings or any other income, into several headings one of which must be for your unexpected expenses (at least fifteen percentage). Otherwise your bright sky will be clouded with these expenses.

7. Out of fear or sudden impulses, I sold all my worthy shares! I have pricked my eyes with my own hands. Why all this nonsense?

Remedy: If you realize immediately, re buy the same shares even with little loss that is minimum punishment for your emotions. Do meditation daily and keep your mind calm to take wise decisions - that
is the permanent remedy for your emotional errors that may sometimes bring huge losses. Wish you Good luck as well as Deep Thinking.

Battle Against Mr Stress? War-Techniques for Victory

Preface to Family Stress

Our mental stress caused by or emerging from the members of our family is what we call as family stress. It includes our everlasting, often repeating what-to-do worries - Of course, a hungry monster, always swallowing our peace, smiles and inward genius. Why all this mental stress, especially from our family which must have been a heaven on earth? Those who aired our heart now seem to be heavy burdens. How many divorces at how many times! How many suicides from dejected and the frustrated! How many murders dressed in natural events! How many lonely sinking ships on the sea-shore, in the corner of park and bus stand! How many thunder and lightning in how many hearts and eyes?! Some turn into poets and philosophers but surely many undergo death-in-life.

Who is that Bloody Stress-manufacturer?

Who showers on you the stress, especially in your family? Your spouse makes you think - "Marriage - betrothed in heaven or hell?" The promotion of your life-partner from unknown to the known, then to the best-known and at last to the worst-known clearly indicates the birth and the growth of your stress. Wife's fancy and frenzy, son's education and vacation, father's debt and your indebtedness, grandma's operation and your empty purse and many more such occasions switch off the light in your heart.

Reasons for Door-Lock and Keys:

1. Change Yourself and Destiny Will Change: Your likes and dislikes and your beliefs and non-beliefs conflicting with your better-half's (?) is the main reason. You may like the growth of brain while your wife, the growth of purse. When you love to be buried into the books, your knife, sorry wife may like to sail on the waves of entertainment. Your belief in charity may be full-stopped by her serious finance policies. But both of you are destined bulls of a single cart, having no choice of running on different directions. You cannot change others but yourself. Remember everyone has to think, speak and act through his own character and knowledge in the provided (or destined) circumstances. No body will be really interested to change according to your expectations- a hard nut to crack. Adapt yourself suitable for others - the ball is in your coat.

2. Do Rehearsal for Your Role:

You have already experienced and you know how your family members will react in particular situation. Foresee the scenes and look for your better role; have the rehearsal in your mind in advance. Mr. Stress who comes to wage a war against you will be defeated downrightly and quite unexpectedly.

3. Manage Your Money Wisely and Kill Mr. Stress:

It is a fact that unnecessary expenses leave emergency needs in hunger. Your inability to face the inevitable needs turn into stress and eventually burst out on others to balance your self-loss. Look for opportunities to raise your income sources. Strictly follow your ideal budget that cares for forthcoming expected and unexpected expenses in your family. Manage your money wisely and the weapon of Mr.Stress will become blunt.

4. Manage your Time and Say Goodbye to Mr. Stress:

Is there no timetable in your hand for your daily activities? Because you think, you are not a VIP. If so, change your attitude because your bending work makes you bend to stress and gives birth to lot of irritation and threats. Schedule your family and official duties, needs, commitments and even leisurely hours for building your own heaven and you will grow above all VIPs. You will never complaint about your dependents - "they don't realize my likes and needs!" and vice versa.

5. Mr. Stress Behind the Repetition of Past Errors:

Why should we, like a host, build best nest for Mr. Stress by ignoring our past experiences and repeating the same errors? Most of the civil wars among the family members take place on the same ground and constantly breathe life to Mr. Stress. Why to repeat errors and blame destiny! Learn lessons from past errors and be the King of the Kingdom of Peace.

6. Detached Attachment- Best Stress-killer:

During mental stress, your soul may long for freedom from family ties. Renunciation is essential and recommended but in the right sense. We cannot ( and need not) go to forest like the renounced and nor can we deny or forget our moral responsibility to our blood relations and dependents. So, be water on the lotus leaf. Your wife may take you somewhere against your wish and principles, engage yourself physically and be a spectator of all dramas but inwardly detach yourself from the happenings. This is detached attachment - a fine stress killer. You are doing this because they should not be hurt and eventually you are not hurt, no stress for you - the right reward for your matured approach. Play your role sincerely on the stage of earth and remember that it is only acting and not real. Act, act, act until the screen drops down and the drama of life ends

7. Mr. Silence - Immediate Stress-killer:

Practice meditation daily, reserving at least 20 minutes in the morning and evening and it will prove to be immediate stress-killer. Silence reveals our own weakness and burns all our ignorance which forms the basis for most of our stress. The more you grow peaceful, the less your stresses will be. Mr. Silence, son of Mr. Wisdom and Mrs.Perfect, will be the right person to enable you to wash out all stresses in your life permanently. Be quiet and be quite.

Ignorance - Your Fatal Enemy to Your Personality Development!

Towards Understanding Our Enemy:

Having no knowledge or little knowledge about something is what we term as 'ignorance'. Forming wrong notions or misconceptions about something or somebody without realizing their real nature is also ignorance. No one wants to be but everyone has to be in some way because we cannot know all in our short (also impermanent) life journey. When Lord Buddha propagated -'desire is the root cause of all sufferings', he actually condemned man's ignorance about the impermanence of worldly things that resulted in his desires and attachment to the mundane life. The objective of this article is to mirror how ignorance is the root cause of almost all personal, family and social issues, to alarm how dangerous it is to be ignorant and to light up the heart of darkness with some remedial exercises.

Your Weakness and Your Enemy's Strength

Look back at the barbarians of the Remote Age who cut the heads of thousands of slaves and offered flood of blood to appease their angry pagan god. We are startled and shocked to see how ignorant they had been. So, one man's ignorance is another man's death. What about moderns? A college student commits suicide just because he had expected more and failed in the exam. A husband knocks his better-half(!?) down to death just because she quarreled or questioned. The price of ignorance is death. How much valuable time, and energy is wasted throughout life all over the world, after mad love, lust, quest for wealth and thirst for power and name that only the sunset of life reveals! In fact, one third of our life drowns in sleep, another one third is consumed for our struggles and labors for survival, and the remaining one third, in innocence and ignorance!

Reasons and Remedial Exercises

(i) Break Your Chains and Ties

Religion (which says 'God is truth') is to realize truth, to possess it, to be with it and to become it, not to shut door to it. A religion that desires to keep its followers in ignorance is not a true religion. We always draw a circle around us and remain happy to be within. How many circles and chains are around us - religion, family, tradition, custom, so-called status, culture, habits and principles? Rousseau rightly said - "man is born free but everywhere in chains". Let us not be a well-frog but a sea frog as Vivekananda voiced. Please come out of your own circles and stop forcing others to be into the circles you draw. Accept truth wherever it is, in whatever religion it is and whoever says it. Because it is the Fire of Truth that alone can burn all your ignorance.

(ii) Change Your Points of View

In your life change in views indicate your progress in knowledge and experience. Look at the same thing, person and problem but by standing at different places. Exhaust all possible viewpoints which enable you more to understand your surroundings and the persons you contact. A managing director should wear the dress of a customer to understand the quality of the product and customer's expectation, satisfaction, desires, needs and much more in true colors. The MD should put on the dress of the office assistant who reveals more about the inter-personal issues and grievances in the company. A father should not think like a father. He should be his wife, his son, daughter, cook, gardener and the like. Because the more you have points of view, the less your misconceptions, problems and ignorance will be! Change the directions of your life-journey to acquire new knowledge and experiences to divorce your ignorance.

(iii) Journey Through Time

Think of what you often think. Your min reflects your experiences and commitments in the nearby past or your what-to-do tasks in the nearby future. Your remote past or future is never (or scarcely) visited by your mind. Be prepared for journey through time, try the following exercise and see the result how much of your ignorance is immediately burnt:

Step 1: Sit on a selected peaceful place where no-disturbance-state is guaranteed, and close your eyes.

Step 2: Start thinking of what happened in your life 5 years back; after 5 minutes go back 10 years back and do the same; similarly move back in time up to the incidents of your childhood days.

Step 3: Now, from your date of birth go 100 years back and see how the world was (imagine with so far gathered knowledge of history); then go back 500 years, then 1000 years and like this up to the origin of man. Your broad mind now says - 'how narrow-minded I had been so far'

Step 4: Do the same but going ahead in time and visualize how the advancement in your life, in the world and in science will be - up to several thousand years ahead.

(Note: Your mind should be peaceful and emotionless to bring out better results in this exercise)

(iv) Journey Through Space

Where are you now? Come out of the earth at once and being in space see your country. How many people how small in size are moving here and there, and engaged with how many activities. Now watch other countries and the happenings there. Now see how fast the earth is rotating around the earth, and run a race with it if you can. Who is the pilot of this gigantic airplane? Where is the engine that enables to run everlastingly without rest? O.k. Stop. Now go beyond our solar system and cross all such solar systems in the space (several millions in no), and stand at the edge of our universe and see where your earth is. It is not at all seen. You feel that you are a small particle of dust in the whole universe. Your ego is burnt. Compare your short span of life with the everlasting one of the universe. What is your contribution to making and function of universe? You are a colorful soap-water bubble wandering innocently and merrily to be burst shortly and become no more. Our life is but a journey from nothingness to nothingness through existence. Now let us go back to our earth to start our routine life, but with broad-mindedness without being tempted by the words of worldly people who may tempt you by saying "Ignorance is bliss."